🇺🇸Global Standard

ACORD

The Association for Cooperative Operations Research and Development — the global standards body for the insurance and financial services industry.

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What is ACORD?

ACORD (Association for Cooperative Operations Research and Development) is a global, non-profit standards development organisation for the insurance and related financial services industries. Founded in 1970, ACORD facilitates the development and use of standards for data exchange, forms, and workflows across the insurance value chain.

ACORD standards are used by thousands of insurers, brokers, agents, and technology vendors worldwide to enable seamless data exchange and reduce friction in insurance transactions.

Key ACORD standards

ACORD Forms

Standardised paper and electronic forms used across the US and global insurance markets for applications, certificates, and endorsements.

ACORD XML

XML-based data standards for electronic data interchange between insurance systems — covering P&C, life, health and reinsurance.

ACORD RAMP

Reference Architecture and Maturity Programme — a framework for evaluating and improving insurance technology capabilities.

ACORD Data Standards

Common data definitions and taxonomies that ensure consistent meaning across systems, geographies and lines of business.

ACORD in MCP servers

MCP servers that implement ACORD standards expose insurance data and workflows through ACORD-compliant schemas. This means AI agents can exchange data with any ACORD-compatible system without custom transformation logic.

Query policy data using ACORD XML schemas

Generate ACORD-compliant certificates of insurance

Submit FNOL (First Notice of Loss) in ACORD format

Validate data against ACORD data dictionaries

Browse ACORD MCP servers

Find MCP servers that implement ACORD standards.

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