MCP is an open standard that gives AI agents a structured, secure way to connect to external tools, APIs and data sources — including the complex systems that power the insurance industry.
Large language models (LLMs) are powerful reasoners, but they are isolated by default. They cannot look up a live policy, call a claims API, or verify a customer's identity unless someone builds a custom integration — from scratch, every time.
The Model Context Protocol (MCP) is an open standard, originally developed by Anthropic, that defines a universal interface between AI agents and external capabilities. Instead of one-off integrations, any MCP-compatible agent can connect to any MCP server — immediately and without custom glue code.
MCP Host
The AI application (e.g. Claude Desktop, a custom agent) that initiates connections and orchestrates tool calls.
MCP Client
A thin layer inside the host that speaks the MCP protocol — manages sessions, sends requests, receives results.
MCP Server
A lightweight process that exposes tools, resources and prompts. This is what MCPins catalogues — servers built for insurance APIs and standards.
Tools
Callable functions the agent can invoke — e.g. look up a policy, submit a claim, validate an IBAN.
Resources
Structured data the agent can read — e.g. product catalogues, tariff tables, regulatory documents.
Prompts
Reusable prompt templates that encode domain knowledge — e.g. claims intake scripts, FIDA consent flows.
Insurance is data-intensive, regulation-heavy and built on decades of proprietary standards. MCP servers act as translators — wrapping legacy BiPRO interfaces, FIDA open-finance APIs, CEN/TC 445 data models and EUDI wallet credentials into a single, agent-readable interface.
AI agents can query live policy data without bespoke integrations
Claims intake, underwriting and FNOL workflows become automatable
Regulatory standards (BiPRO, FIDA, ACORD) are exposed as typed tools
EUDI wallet credentials can be verified in a single tool call
Any MCP-compatible agent — Claude, GPT, open-source — works out of the box
Any MCP server listed on MCPins can be added to Claude Desktop (or any MCP host) by adding a block to its configuration file:
// claude_desktop_config.json
{
"mcpServers": {
"bipro-policy": {
"command": "npx",
"args": ["-y", "@mcpins/bipro-policy-mcp"]
}
}
}Each MCP detail page on MCPins includes a one-click copy button that generates the exact config block for that server.
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